Money Matters: Making sure your insurance covers hail damage

COLORADO SPRINGS, Colo. (KRDO) - As this past weekend proved, hail season is upon us. It's important to know what insurance policies will protect you when it comes to damage.

According to Insurance.com, Colorado Springs ranks #2 when it comes to hail damage claims for vehicles in the United States.

To make sure your vehicle is protected you should have "comprehensive insurance."

Comprehensive insurance covers damages from severe weather and natural disasters.

You will need to make a claim if you experience damage and pay the deductible amount.

Comprehensive claims are typically regarded as not-at-fault incidents. They are not as likely to affect your future car insurance rates as collision claims.

When it comes to home insurance, hail damage coverage is included in most standard home insurance policies.

However, you should talk to your insurance provider about what is covered and the timeline to file a claim.

The latest on Colorado's changing weather conditions.